Rate Of Return Calculator

Finance

Calculate investment return. RoR = ((Final Value - Initial Value) / Initial Value) × 100%. Positive = gain, negative = loss.

Formula

RoR = ((Final - Initial) / Initial) × 100%; CAGR = (Final/Initial)^(1/years) − 1
  • RoR: Percentage gain/loss on investment
  • CAGR: Compound Annual Growth Rate (accounts for time)
  • Positive RoR = profit. Negative RoR = loss
  • Doesn't account for fees, taxes, or inflation

Example

Inputs
  • Initial Investment: 1000
  • Final Value: 1250
  • Years Held: 2

Invest $1000, grow to $1250 over 2 years: RoR = 25%, CAGR ≈ 11.8%/year.

Frequently asked questions

What's the difference between RoR and CAGR?
RoR is total return. CAGR is annualized return (spreads it evenly over years).
Why is my RoR negative?
Final value < initial investment = loss. Example: bought at $1000, sold at $800 = -20% RoR.