Cash Flow Calculator

Finance Updated 16 Jun 2026

Cash Flow Calculator is a financial calculator that helps you calculate cash flow values from your input data. The formula used is: Operating CF = Net Income + Depreciation + Amortization − Working Capital Change\nFree CF = Operating CF − CapEx. Enter monetary values in your local currency. Enter interest rates as plain numbers (e.g. enter 5 for 5 %).

Formula

Operating CF = Net Income + Depreciation + Amortization − Working Capital Change Free CF = Operating CF − CapEx

Example Calculation

Inputs

Net Income (PKR): 500000 PKR
Depreciation (PKR): 100000 PKR
Amortization (PKR): 50000 PKR
Working Capital Change (PKR): -50000 PKR
Capital Expenditure (PKR): 200000 PKR

Suppose you enter: Net Income (PKR) = 500000, Depreciation (PKR) = 100000, Amortization (PKR) = 50000, Working Capital Change (PKR) = -50000, Capital Expenditure (PKR) = 200000. The calculator applies the formula (Operating CF = Net Income + Depreciation + Amortization − Working Capital Change\nFree CF = Operating CF − CapEx) and shows all output values below. Change any input field to immediately see how the result changes.

Frequently asked questions

What is the Cash Flow?

The Cash Flow Calculator is a financial calculator that helps you calculate cash flow values from your input data. Enter monetary values in your local currency. Enter interest rates as plain numbers (e.g. enter 5 for 5 %).

When should I use this calculator?

Use this calculator whenever you need a quick, accurate result for cash flow values from your input data without working through the arithmetic manually.

What units should I enter?

Enter monetary values in your local currency. Enter interest rates as plain numbers (e.g. enter 5 for 5 %).

How accurate are the results?

Assumes constant rates, no additional fees, and no tax unless stated. Actual outcomes vary with market conditions.

How do I interpret the result?

Compare against your financial goals or market benchmarks. A higher figure may mean greater cost or greater return depending on context.

How can I verify the calculation manually?

Use the displayed formula and work through the numbers step by step. If your manual result differs slightly, check rounding and unit conversions first.

Can I use this for planning and budgeting?

Yes. Run best-case, expected, and worst-case inputs to compare outcomes and make safer planning decisions.